Bell's requires the following rules be followed regarding layaway purchases: 

 

• Minimum 25% downpayment
• Monthly payments of at least $10
• Maximum layaway time is 4 months with all layaways out by December 24
• Layaways made before Christmas must be picked up by December 24
• Layaway deposits and payments cannot be refunded
• Layaway items may be exchanged within the first month of the layaway
• Sale items may not be included in a layaway